Thursday, January 17, 2013

Living like a resident...Financially

Living like a resident means working 80 hours per week, snagging free food, and driving an old beater car.

When doctors graduate and become attending level status, we want to spend our hard-earned money.  For the most of us, this is a big mistake.  Why?

First, we have an ocean of student loans to pay off.

Second, we have little to no savings during our time as students and residents.

Third, we will get used to a "rich" lifestyle and may get stuck on the never-ending treadmill of having more.

So, what's the solution?  Continue to live like a resident until you have all loans payed off, maxed out on your savings, have a 6 month emergency cash reserve, and work as much as you can healthily handle.


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Sara said...

Hi Dr. Ko.

I couldn't find an email address for you so I thought I'd leave this in the comments. I hope you get it.

I'm a research producer for Untold Stories and we're doing some extra outreach for our 8th season. I came across your contact info while searching for ER doctors with podcasts/ blogs and I wanted to share our casting flyer with you.

Here's the information:

Doctors, We Want to Hear Your Stories!

“Untold Stories of the ER” is back for its 8th season on Discovery Fit & Health and
TLC. If you have a story to share, we want to hear from you!

“Untold Stories of the ER” features unusual, touching, humorous, critical and life changing stories from the ER, told through the eyes of the participating doctors, EMT’s
and nurses. Through dramatic reenactments, we bring the events to life, paying close
attention to the medical accuracy of each story – making this a television series that
everyone involved can be proud of.

The best stories recount surprising medical or personal challenges, deal with ethical or moral issues, involve new or unusual procedures, inspire us, or simply entertain us with insight and humor. We are open to a wide range of ER events, from the life threatening to the light-hearted, from the mysterious to the bizarre.

If your story is chosen, you’ll be asked to appear in an on-camera interview and to spend a day in Vancouver, Canada, recreating the events in our studio.
Please email a short description of each story you’d like to share to:

We will contact you, so please include a phone number and return email address. If you have questions, please call Ann Hassett: 626 798-8000.

We Want to Hear Your Story!

Research Producer

Phone: (604) 688-3937 ex 166
Fax: 604-688-3977
Toll free: 1-888-588-3608 ex 166